Flexible Financing Options

Making Quality Roofing Affordable

At Hobaugh's Construction & Roofing, we believe every homeowner deserves a safe, reliable roof — regardless of budget. That's why we've partnered with Acorn Finance to offer flexible financing options that fit your financial situation.

Whether you need an emergency roof replacement after storm damage or you're planning a long-overdue upgrade, our financing makes it possible to get the work done now and pay over time with competitive rates.

Why Finance Your Roof?

• Protect your home now — don't wait for a small problem to become a costly disaster
• Preserve your savings — keep your emergency fund intact while investing in your home
• Increase home value — a new roof offers one of the highest ROIs in home improvement
• Predictable monthly payments — budget with confidence knowing your exact payment
• Potential tax benefits — consult your tax advisor about home improvement deductions

How Acorn Finance Works

1. Check your rate — Fill out a simple application (no hard credit pull)
2. Compare offers — See personalized offers from multiple lenders side by side
3. Choose your plan — Select the loan amount, rate, and term that works for you
4. Get funded — Funds are sent directly so your project can begin

Financing Highlights

• Loan amounts from $1,000 to $100,000
• Terms from 12 to 144 months
• Competitive APR rates
• No prepayment penalties
• Checking rates won't affect your credit score
• Multiple lender options to compare

Frequently Asked Questions

Will checking my rate affect my credit score?

No. The initial pre-qualification uses a soft credit pull, which does not impact your credit score. A hard pull only occurs if you choose to proceed with a specific lender offer.

Can I pay off my loan early?

Yes. There are no prepayment penalties. You can pay off your balance at any time without additional fees.

How long does the approval process take?

Most applicants receive pre-qualified offers within 60 seconds. Once you select an offer, final approval and funding typically takes 1–3 business days.

Can I use financing for any roofing service?

Absolutely. Financing can be used for roof replacements, repairs, gutter installation, storm damage restoration, and any of our construction services.